Tools for students and seminar attendees:
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Present Value and Future Value of $1 & Annuity over n Periods
(for manual calculations) 
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In Finance - having 4 out of 5 variables, you can always solve for the 5th.
This spreadsheet is a template to assist you.
This spreadsheet is a template to assist you.
| pv_fv_pmt_i_n.xlsx |
Three different methods to review the compounding of interest over time.
| compounding.xlsx |
Methods to review the discounting of interest over time may be found
here:
here:
| discounting.xlsx |